{"id":885,"date":"2004-07-19T09:07:00","date_gmt":"2004-07-19T14:07:00","guid":{"rendered":"http:\/\/cheerfulchaotic.crazycrew.org\/?p=885"},"modified":"2004-07-19T09:07:00","modified_gmt":"2004-07-19T14:07:00","slug":"housing-news","status":"publish","type":"post","link":"https:\/\/cheerfulchaotic.crazycrew.org\/?p=885","title":{"rendered":"Housing news"},"content":{"rendered":"<p>Unsurprisingly, my parents said buying the house isn&#8217;t going to happen.  Solely because of time issues.  It feels kinda like a certain supreme court decision circa 3.5 years ago, though my parents have many valid demands on their attention   I&#8217;m frustrated, honestly.  I hate, hate, hate receiving money from my parents, is major part because it&#8217;s always a &#8220;loan&#8221;.  I have more debt to my parents than I do to my commercial debtors.  And I&#8217;ve made no payments on it.  They never mention it, save to emphasize, every time I borrow, that it&#8217;s a loan.  Mostly, it&#8217;s just there, unmentioned, as a mute testimony to my dependence and how I do <em>not<\/em> yet have my shit together.  <\/p>\n<p>It would have been very cool to feel like I was helping my parents do something that benefited them in some way that the benefit didn&#8217;t flow solely from the fact that I got something out of it.  Instead, I need to borrow about as much money, per year, as the closing costs on a reasonable house would have cost, so that I can pay rent, etc.  Did I mention that the places we were looking at, a reasonable rent would have covered the mortgage and utils without me paying anything?  And without them needing to put in a down payment (I&#8217;m pretty sure mortgage insurance covers that, no I don&#8217;t recall the exact rates, but they&#8217;d have be like half the mortgage payment itself to make it totally unworkable.  <\/p>\n<p>Assuming even slow appreciation, and a rather high closing cost, it still would have been to their financial benefit.  But I don&#8217;t know what their opportunity cost would have been.<\/p>\n<p>This really isn&#8217;t all about me.  I mean, what I&#8217;m saying is how I feel, but I suspect my concern over dad&#8217;s upcoming departure for Iraq is amplifying my frustration.  I worry for him.  I also worry for mom.  Talking to her about what she&#8217;ll be doing when dad is gone was a little saddening.  She&#8217;ll be running dad&#8217;s office (she&#8217;s heavily involved in it already).  She won&#8217;t be taking a holiday vacation.  You get the idea.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Unsurprisingly, my parents said buying the house isn&#8217;t going to happen. Solely because of time issues. It feels kinda like a certain supreme court decision circa 3.5 years ago, though my parents have many valid demands on their attention I&#8217;m frustrated, honestly. I hate, hate, hate receiving money from my parents, is major part because &hellip; <a href=\"https:\/\/cheerfulchaotic.crazycrew.org\/?p=885\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Housing news&#8221;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-885","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/cheerfulchaotic.crazycrew.org\/index.php?rest_route=\/wp\/v2\/posts\/885","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cheerfulchaotic.crazycrew.org\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cheerfulchaotic.crazycrew.org\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cheerfulchaotic.crazycrew.org\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/cheerfulchaotic.crazycrew.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=885"}],"version-history":[{"count":0,"href":"https:\/\/cheerfulchaotic.crazycrew.org\/index.php?rest_route=\/wp\/v2\/posts\/885\/revisions"}],"wp:attachment":[{"href":"https:\/\/cheerfulchaotic.crazycrew.org\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=885"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cheerfulchaotic.crazycrew.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=885"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cheerfulchaotic.crazycrew.org\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=885"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}